Zinvest Financial does not charge a management fee ortrading fee for basic portfolio management programs and client self-directedinvestments.

Management Fee: 0

Trading Fee: 0

There are circumstances in which third party regulatoragencies, clearing firm or banks will charge a transaction-based fee. Pleasereview the schedule below for more information. Zinvest Financial does notprofit from or receive any portion of fees charged by the third parties.

Fees charged by third parties:

Pass-through Trading Fee

Pass-through Transfers

Pass-through Miscellaneous

• All fees in the table above aresubject to change without notice as per our clearing partner, Velox Clearing.

• Additional wire transfer feescharged by any originating, intermediary, or recipient bank may apply.
• Both incoming and outgoing wiretransfer reversals are subject to wire transfer reversal fees. Additional wiretransfer reversal fees charged by any originating, intermediary, or recipientbank may apply.
• Processing and service feesassessed by third parties may be passed through to the customer’s account. Someproducts and services may require additional fees or transaction minimums notspecifically listed above. Prior to placing a trade or requesting any service,it is the customer’s responsibility to ask Zinvest Financial if any additionalfees will apply.
• Zinvest Financial reserves theright to change or modify the fee schedule at own discretion.