Terms of Use

Terms of Use Agreement (“Agreement”)

Please read this Agreement carefully before accessing or using this website. By accessing or using the website, you agree to be bound by the terms and conditions set forth in this Agreement. If you do not wish to be bound by these terms and conditions, you may not access or use this website for any purpose. Zinvest Financial Service LLC (“ZFS”) may modify this Agreement at any time, and such modifications shall be effective immediately upon posting of the modified Agreement on the website. Therefore, you also agree to review the Agreement periodically to be aware of such modifications, and your continued access or use of the website shall be deemed your conclusive acceptance of any modified Agreement.

1. Not an Offer of Investment or Legal Advice

Information on this website may not be considered a solicitation to buy or an offer to sell any security (including without limitation stocks, bonds, mutual funds, exchange traded funds, etc.). Therefore, visitors to this website should not assume that any information presented and/or made available herein serves as the receipt of, or a substitute for, personalized individual advice from an investment professional. In addition, while information contained on the website may refer or touch upon legal or tax concepts, nothing on this website is intended, or should be relied upon, as legal or tax advice.

Any information made available on this website are provided as self-help tools for your independent use and are not intended to provide investment advice. ZFS cannot and does not guarantee the applicability or accuracy of these tools to your individual circumstances. Any examples provided on this website are hypothetical and are for illustrative purposes only. To the extent that anyone utilizes similar device contained within, or linked to, this website, they should understand the information resulting from the use of any such device is not, and should not be construed in any manner whatsoever as, the receipt of, or a substitute for, personalized individual advice from an investment professional. Instead, clients may only obtain personalized individual investment advice from ZFS by contacting one of its advisors and providing detailed information regarding their personal circumstances.

2. Investment Risks

Investing in securities involves risk, including the risk of loss, and there is no guaranty that a specific investment or investment strategy referenced in this website will either be suitable or profitable for a specific visitor to this website. Investments will fluctuate in value and may be worth more or less than the original investment. Investors should consider the investment objectives, risks, and expenses of a security carefully before investing. Before investing in a security, request and review its prospectus or consult with an investment professional.

Past performance may not be indicative of future results. Therefore, visitors to this website should not assume that the future performance of any specific investment or investment strategy referenced directly or indirectly on this website will be profitable or equal to any level of performance.

3. Disclaimer: Responsibilities and liabilities

You assume total responsibility and risk for use of the site and the internet. ZFS is providing the information on this website on an “as-is” basis and, to the fullest extent permitted by applicable law, ZFS disclaims all warranties, express or implied, regarding this website, including without limitation warranties related to the operation of the site, the information, content, materials, and services described therein, and any information or applications submitted through the website. Without limiting the foregoing, ZFS does not warrant that this website or any of its functions will be uninterrupted or error-free, that defects will be corrected, or that the website is free of viruses or other harmful components. ZFS also does not warrant or make any representations regarding the use of the materials on the website or the services described therein.

Any links to other websites do not imply endorsement by ZFS, and ZFS is not responsible for the content of any linked website. If you choose to access any sites through this website, you do so at your own risk. ZFS shall not be liable for any cost or damage arising either directly or indirectly from any such transaction. It is solely your responsibility to evaluate the accuracy, completeness and usefulness of all opinions, advice, services, merchandise and other information provided through the service or on the internet generally. In addition, articles included on this website may contain third-party data and, while ZFS believes this information is accurate and reliable, it is not responsible for confirming the accuracy of any such data.

In no event will ZFS liable any incident, consequential, or indirect damages (including, but not limited to, damages for loss of profits, business interruption, loss of programs or information, and the like) arising out of the use of or inability to use the service, or any information, or transaction provide on the service, or downloaded from the service, or any delay of such damages. Or any claim attributable to errors, omissions, or other inaccuracies in the service and/or material or information downloaded through the service. Because some states do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you in such states, ZFS liability is limited to the greatest extent permitted by law.

4. Copyright

Unless otherwise noted, all site design, text, code, graphics, and interfaces, and the selection and arrangements thereof, on this website are the property of ZFS, its respective partners and clients, or third parties who have specifically granted use of such materials to ZFS and are protected by U.S. and other international copyright laws. You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute, in any manner on the website. All rights reserved.

Prior permission to use, reproduce, or reprint any photograph, illustration, artwork, or other material on this website must be obtained from ZFS, regardless of the intended use. Any unauthorized use of the materials appearing on this website may be a violation of copyright, trademark, and other applicable laws and could result in criminal or civil penalties.

5. Compliance with Laws

By accessing this website, you agree to comply with all applicable laws, statutes, ordinances, and regulations regarding your use of this website and your use of the services described herein.

6. Indemnification

You agree to indemnify, defend and hold harmless ZFS, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the service from and against all losses, expenses, damages and costs, including reasonable attorneys’ fee, resulting from any violation of this Agreement including negligent or wrongful conduct by you or any other accessing the service.

7. Miscellaneous

If any provision of this Agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this Agreement and shall not affect the validity and enforceability of any remaining provisions. ZFS failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of this Agreement. ZFS may assign its rights and duties under this Agreement to any party at any time without notice to you.